Buying a Home
Down Payment Requirements in Alberta: A Comprehensive Guide
March 20, 2026
In Alberta, the minimum down payment starts at 5% for homes priced under $500,000, with a tiered structure for higher-priced properties up to $1.5 million, above which a full 20% is required. Several federal programs help buyers build their down payment faster, and a larger deposit consistently leads to better mortgage terms. This guide covers…
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